19119 Mangieri St, Venice, FL 34293
2 beds · 2 baths · 1,437 sqft
Price Improvement!! It is time to enjoy the Florida Lifestyle in this impeccably maintained DiVosta Taft single-family home which is conveniently located in the desirable gated community of Islandwalk. Be greeted by the elegant paver driveway leading to this fabulous 2 bedroom,2 bath home with an office/den. Tile throughout this home makes for easy, carefree maintenance. The delightful chef’s kitchen offers solid wood cabinetry accented with crown molding, recessed lighting, granite countertops, generous size island ,a perfect gathering place, window over the sink, Stainless Steel appliances, and double door closet pantry. The generous size primary bedroom provides the convenience of an en-suite bath with dual sinks, walk- in shower and walk in closet. This is a true split floor plan with the second bedroom and office/ den located on the opposite side of the home providing privacy for you and your guests. The 2 car garage is upgraded with epoxy flooring and the attic access has a pull down ladder. Enjoy nature and private time through the sliders to your brick paver lanai. Even more upgrades with this home include hurricane treatments, NEW AC, and a Freshly painted exterior. Just under 1500 sq ft, this home is the perfect place to begin your Florida lifestyle. Islandwalk is an amenity rich community offering a carefree lifestyle with maintenance free living, 24 hour guard, two clubhouses, beautiful bridges, 8 HAR Tru tennis courts,2 resort style heated pools, fitness centers, 12 pickleball courts, bocce ball, basketball, playground, dog park, and community garden. Its location is in the heart of everything, Wellen Park, Cool Today Park, close to area beaches, downtown Venice, restaurants, shopping, and is golf cart friendly! Give us a call today to see all this home has available for you!
Source: STELLAR #C7502812
Financials
Source: STELLAR #C7502812
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.