1911 Emily Blvd, Winter Haven, FL 33884
4 beds · 3 baths · 2,216 sqft
Under contract-accepting backup offers. This wonderful 2 story home is located in the peaceful community of Emily Estates. With over 2,200 sq ft of living space this home move in ready home boost an impressive floorplan. Upon entering you are greeted with stairs leading to the second floor with all bedrooms. To the left of the stairs, you will find the formal dining room area. Just off the dining room you will find the spacious kitchen. Countertop space, double pantry and a work island are just a few of the upgrades you will find in this home. The kitchen also includes an eat in kitchen space, arches looking into the family room and sliders leading out to your personal oasis and pool area. The oversized family room is the perfect space to start a morning or end the day. Other areas you will find on the first floor is a bonus area which can easily double as a home office, 5th bedroom and playroom, half bath for guest and the laundry area which leads to the garage. Upstairs you will find 3 bedrooms all spacious and the huge primary suite. Tons of space for a bedroom and sitting area. Double closets and a well-appointed primary bath round out the primary suite. To end your tour the private pool area is the best way to beat these hot Florida days. This wonderful home has it all...the only thing missing is you! THIS HOME IS LOCATED LESS THAN 3O MINUTES FROM BOKS TOWER, LEGOLAND, DOWNTOWN WINTER HAVEN, AND LESS THAN AN HOUR FROM BUSCH GARDENS, DISNEY SPRINGS, DISNEY WORLD, SEA WORLD, AND UNIVERSAL STUDIOS. THE BACKYARD IS FENCED IN AND THE HOME RECEIVED THE FOLLOWING UPDATES WITHIN THE LAST TWO YEARS. A BRAND-NEW AIR CONDITIONER IN 2023 AND THE EXTERIOR WAS PAINTED IN 2021.
Source: STELLAR #o6221055
Source: STELLAR #o6221055
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6221055
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.