Featured
Featured
19105 NATHAN SCOTT WAY, Manor, TX 78653
Welcome to your new move-in ready oasis! This charming one-story home boasts a functional layout perfect for modern living. Home has an additional 420 square feet of air conditioned space from partial garage conversion that is fully insulated with its own HVAC unit - not reflected in total square footage. The kitchen, truly the heart of the home, features sleek stainless steel appliances, an electric range, a built-in microwave, and ample counter prep space to inspire your inner chef. Plus, the included refrigerator and a conveniently located laundry room/pantry just steps away make everyday living a breeze. With three generously sized bedrooms, there's plenty of space for everyone. The primary bedroom offers a serene retreat with its own en suite bathroom and a spacious walk-in closet, providing both comfort and privacy. Step outside to discover the backyard, a perfect space for relaxation and outdoor gatherings. The patio invites you to enjoy al fresco dining or morning coffee, while the fenced-in green space offers a secure area for pets to play or for you to cultivate your dream garden. Complete with a two-car garage, this home combines convenience and style, making it an ideal choice for those seeking a move-in ready gem. The Vivent security system is sure to make you feel at ease knowing your home is protected. Whole house water softener and reverse osmosis drinking water purification for kitchen sink. Solar panels for green/low cost energy. Dont miss your chance to make this lovely house your new home! Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.