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$569,000

1910 WESTON LN, Tucker, GA 30084

4 beds · 3 baths · 2,696 sqft

Welcome home to this beautiful farm style home with stunning modern attributes located on a corner lot in a gated community in Popular Tucker. This 5 year young, 4 bedroom 3.5 bath home offers everything you are looking for. The main level features gorgeous hardwoods that grace the open concept living with a large white brick front gas fireplace surrounded by white lower cabinets. . A true chefCOs kitchen with upgraded stainless steel appliances features a large island and a large walk-in pantry. The dining area shows off with paneled walls and oh that ceiling, with the wood beams really brings you home. Main level living has never been so perfect. Want a game porch located right off the great room? This home has it all - just in time for football. Add a TV and you have the perfect space to enjoy sports on the covered patio with a ceiling fan and accented by the private fenced backyard with extensive landscaping. Also a perfect space for the weekend bbqs. Move on up to the second floor that continues with the hardwood flooring into the wide upstairs hallway. Enjoy the bonus space for a day office or separate TV/game/playroom. 4 generous bedrooms with not 2 but 3 baths really make this home. One bedroom with an ensuite is perfect for guests. The hall bath offers modern high top dual vanity with tile flooring. 3 of the four spacious bedrooms offers walk-in closets. A convenient laundry room is located on the second floor and features a pull down attic. Now to the primary ensuite - WITH A STUNNING Spa bath, separate soaking tub, tiled floor and shower, dual vanity. Enjoy the oversized bedroom space and an amazing sized walk in closet. Looking for low maintenance and free weekends, this home offers well established elegant landscaping and features a lawn sprinkler system and is maintained by the HOA. The charming community of 45 homes provides security with gated access and itCOs own pool. The location of this home allows an easy commute to Atlanta, Gwinnett, or North Fulton. Couple this with the close proximity to downtown Tucker, itCOs great schools and all it has to offer, and you have found the perfect home in a great location.

Interest rate 3
3.24%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,673
With Roam
$2,338
Reduce your monthly payments by $664 when you assume this mortgage.
You also save $205,460 in total interest paid.

$218,685
Edit

You may be able to put down less than the total down payment amount of $218,685 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

Location

Details

Home
Size
2,696 sqft
Lot size
0.07 acres
Year built
2019
Type
Single Family Residence
Loan
Remaining term
25 years, 9 months
Rate
3.24%
Monthly P&I
$1,673
Remaining loan balance
$350,314

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Sep 18, 2024 08:54 am
Listing agent: Mark Spain (770) 886-9000
Listing provided courtesy of: Mark Spain Real Estate (770) 886-9000
Details provided by GAMLS and may not match the public record.
MLS ID: #10364698
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2024 GAMLS. All rights reserved.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,673/mo
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