1909 Redbridge Dr, Brandon, FL 33511
4 beds · 3 baths · 2,169 sqft
Welcome to this beautiful four-bedroom, two and haft-bathroom home with two-car garage, There's No Place Like Home, especially when it's located in the highly desirable community of Providence Lakes! This amazing and beautifully landscaped home has lot updates. The home features over 2169 sq ft of gracious living space with a fantastic flowing and split floor plan, high ceilings, Brand new kitchen with stainless steel appliances, 42" wood cabinets with quart countertops, glass tile backsplash, upgraded lighting. New painting inside-outside. Enjoy your outside space on the new resurfaced large porch. New roof in April 2023, New A/C, New water heating, plus SO much more! Come tour this home today and see for yourself the easy commute that this fabulous location offers. Providence Lakes features a wonderful park and playground, and NO CDD!! Situated in the heart of Brandon, close to downtown, shopping, dining, schools and beaches. Schedule your private showing today, and start living the life of convenience and serenity tucked away in Providence Lakes. Seize this opportunity to make this home of your dreams a reality. easy access to I-4 and I-75, and it's a short drive to the Hard Rock as well as the Florida State Fairgrounds. Only 60 minutes from Florida's top vacation destinations, BUSCH GARDENS in Tampa, Orlando, Disney World, and our top-rated gulf beaches. This opportunity is just too good to pass up! Schedule your private tour today! Schedule a tour today!
Source: STELLAR #t3550653
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3550653
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550653
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.