19085 E 66th Ave, Denver, CO 80249
4 beds · 3 baths · 2,027 sqft
Welcome to 19085 E. 66th Ave in the High Point neighborhood of Altairia! Quite possibly one of the finest neighborhoods in all of Denver, this north location boasts considerable amenities. This prime home features excellent access to dining, employment and a host of easy commute options. Close to DIA, the Gaylord Center and the Tower Road corridor, 19085 E. 66th features quick and easy access work and play! 19085 E. 66th is an elegant and efficient picture of a nearly new 2021 built home. The 19085 floorplan is open and inviting with sunshine that cascades throughout the home. Upon entry a glamorous staircase frames your path to an open floorplan living room and gourmet kitchen. Seating is abundant and the fabulous kitchen features newer appliances, granite and extensive storage! This stunner won't disappoint the seasoned chef, entertainer or homebody! for the homebody, a comfortable living room flows from the spacious kitchen. Easy access to the alley load garage is just off the cloak nook. The garage features 16' double door access with cavernous tall ceilings. The upstairs is efficient and bright with a central laundry and four bedrooms that include a comfortable primary suite at the western end of the home. Topped with efficient solar to supplement your electrical bills, the heavy lifting is done in this move in ready home. Come and see 19085 today and make this your home, rental or retreat!
Source: RECO #6553178
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: RECO #6553178
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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