1907 Stancrest Trce NW, Kennesaw, GA 30152
3 beds · 2 baths · 1,386 sqft sqft
Welcome to 1907 Stancrest Trace NW! This stunning home is located in the convenient Kennesaw location close to Barrett Pkwy, Kennesaw State University, Kennesaw Mountain, local parks, restaurants & shopping. This home is on a street with a cul-de-sac in a sought after community with a gorgeous community lake! This beautifully upgraded 3-bedroom, 2.5-bath townhome offers the perfect blend of modern convenience and cozy living. Step inside to discover a spacious open floor plan featuring updated flooring and freshly painted interiors that create a warm and inviting atmosphere. Enjoy the large family room complete with a fireplace and spacious sitting area perfect for entertaining guest. The adjacent dining area flows seamlessly into the kitchen area, complete with white cabinets and stainless steel appliances. Upstairs, you can find a generous master suite with an en-suite bath, double vanity and walk in closet. There are two additional bedrooms and a full bath with a shower/tub combination. The laundry room is also located on this level near all bedrooms for convenience! Outside, enjoy the semi-private backyard cleared with grass space for family enjoyment! Also, find a small outside storage area off of back patio for extra storage room. Landscaping and water is included in HOA fees! With easy access to major highways, commuting to nearby Atlanta or other surrounding areas is a breeze. Don't miss your chance to call this lovely townhome your own! Schedule a showing today!
Source: GAMLS #10390044
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390044
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390044
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.