1906 Muir Dr, Killeen, TX 76543
4 beds · 2 baths · sqft
Welcome to this large, well-built home in the established and sought-after Willowbend Estates neighborhood. With great bones and plenty of room to grow, this 4-bedroom, 2-bathroom home offers the perfect opportunity for homeowners looking to personalize and make it their own. As you enter, you'll be greeted by a spacious, open floor plan that flows seamlessly from room to room. The kitchen is designed for ease and efficiency, with plenty of counter space and an open layout that makes meal prep and entertaining a breeze. The home's thoughtful design includes a shower/tub combo in the bathrooms, ideal for family living. The exterior of the home features classic brick and masonry siding, offering both durability and timeless curb appeal. The 2-car garage provides ample storage space, and the large, private backyard is an entertainer’s dream. Step outside to enjoy your very own in-ground swimming pool, perfect for cooling off on hot days or hosting poolside gatherings. A covered patio offers a shady retreat, ideal for relaxing or dining al fresco. The home also features double-pane windows throughout, enhancing energy efficiency and comfort year-round. For added privacy, the backyard is enclosed by a combination of chain-link and wood privacy fencing, offering a secure and secluded space for outdoor activities. Located in a well-established neighborhood, this home is full of character and potential, just waiting for the right owner to bring it into the modern age. Whether you’re looking for a family home with room to grow, or a solid property with great investment potential, this home in Willowbend Estates is a must-see! Don’t miss the chance to make it yours—schedule a tour today!
Source: CENTRALTEXAS #563925
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #563925
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #563925
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.