1906 Marsh Ln, Ardmore, OK 73401
3 beds · 2 baths · 2,090 sqft
Welcome to this charming brick home nestled in Southwest Ardmore, offering convenient access to both Lake Murray and I-35. This well-maintained 2,090 square foot residence features 3 bedrooms and 2 bathrooms, perfect for comfortable family living. Step inside to discover an open and spacious layout enhanced by vaulted ceilings and abundant natural light. The heart of the home showcases a thoughtfully designed kitchen complete with beautiful wooden cabinetry, ample storage space, a convenient breakfast bar, and a cozy breakfast nook. A formal dining room, which could alternatively serve as a study, provides additional versatility to the floor plan. Each bedroom offers the luxury of spacious walk-in closets, while brand new flooring throughout adds a fresh, modern touch to the home. A unique German Smear finish brick wood-burning fireplace serves as an attractive focal point and creates a warm, inviting atmosphere. The well-appointed laundry room includes plenty of space, a sink, and additional cabinetry for optimal organization. Recent updates include a newer roof with soffits, 5-inch gutters with leaf guard and downspouts, demonstrating the careful attention this home has received. The exterior boasts modern German Smear finish on the brick, complemented by a distinctive brick tower housing for the oversized mailbox, adding curb appeal to this charming property. The property's location in Southwest Ardmore provides the perfect balance of peaceful residential living while maintaining easy access to local amenities, including the recreational opportunities at nearby Lake Murray. This meticulously maintained home combines practical features with comfortable living spaces, making it an ideal choice for those seeking a move-in ready property in a convenient location.
Source: MLSOK #1158843
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1158843
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.