1904 NW 1st St, Cape Coral, FL 33993
3 beds · 2 baths · 2,179 sqft
MOTIVATED SELLERS! INTERIOR paint update just completed! Looking for a home with an AWESOME outdoor space? LOOK NO FURTHER! This is the ONLY three-car garage pool home currently available in the neighborhood! Its striking new metal roof and bright coastal exterior paint are sure to catch your eye. The pristine lawn is equipped with a smart irrigation system and landscape lighting, ensuring you have the best lawn on the block! The front doors feature durable impact glass, prioritizing both safety and comfort. As you enter, you're greeted by a spacious foyer and a home office with elegant dual glass doors. With Xfinity WiFi, working from home is both seamless and convenient. The living room flows nicely into the kitchen and dining area. The kitchen is equipped with stainless steel appliances, a dedicated pantry and ample storage space. The dining room offers plenty of seating for large family gatherings, perfect for holidays. Open the pocket sliding doors and you'll instantly elevate any family gathering. Not many homes offer this feature, creating an effortless transition between the living space and the pool area. Whether you're hosting a kids’ pool party or just enjoying the breeze, the flow between the indoor and outdoor areas is perfect for any occasion. Whether you're soaking up the sun or staying cozy by the fire pit, the outdoor atmosphere will surely be your favorite spot. The spacious primary suite offers access to the pool deck, dual sinks, a walk-in shower, and a soaker tub. Two guest rooms share a bath, with one guest room being oversized, making it perfect for an older child or mother-in-law. The laundry room includes extra storage, a utility sink, and a washer and dryer. Plywood flooring in the attic allows for TONS of extra storage space. Appliances under warranty until 2027! Don’t miss the chance to see this beautiful home before someone else takes advantage of all it has to offer!
Source: NABOR #224097534
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224097534
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.