1903 Copperfield, San Antonio, TX 78251
4 beds · 3 baths · 3,478 sqft
Welcome to your dream home! This stunning 4-bedroom, 2.5-bath residence offers an expansive open floor plan, providing 3,478 square feet of versatile living space on a generous .34-acre lot. As you enter, you'll be greeted by a formal living and dining area, perfect for entertaining, leading to a cozy family room with a charming chimney. The heart of the home features a bright eat-in kitchen with an island, a spacious walk-in pantry, and a convenient laundry room. All bedrooms are located upstairs, including an oversized master suite that boasts a luxurious master bath with a double vanity, a separate garden tub, and a shower. Enjoy leisure time in the large game room loft, perfect for family gatherings or relaxing evenings. The backyard is a true gem, featuring two impressive storage sheds. The 16x30 shed is partially insulated, ideal for a workshop, while the 8x12 shed provides ample space for gardening tools and additional storage. This home is conveniently located in a medical triad including Christus Santa Rosa Hospital, The New Methodist Westover Hills ER and Family Hospital at Bandera. During the freeze and snow storm we had a few years back, this home did not loose any of the essential services including water and light. Don't miss the opportunity to make this exquisite home yours!
Source: SABOR #1812102
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1812102
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1812102
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.