19029 Chislehurst Dr, Land O Lakes, FL 34638
6 beds · 3 baths · 3,131 sqft sqft
Remarkable 6 bedroom, 3 bathroom, 3 car garage pool home in the friendly Drexel community of Concord Station. Large gourmet kitchen with a central island, granite countertops, stainless steel appliances and a eat in kitchen area with views of the swimming pool and brick paver deck area. Walk in butler pantry, wine refrigerator, custom cabinets with crown molding, under cabinet lighting and a breakfast bar with views of the expansive great room. Sliding doors take you out from the kitchen or great room to the extended patio with six ceiling fans, a custom built entertainment wall with a stone backing and large TV included! Refreshing saltwater pool with plenty of deck space for entertaining. Fully fenced in back yard with lighting. Zoned for A rated schools: Oakstead Elementary School, Rushe Middle School and Sunlake High School. Excellent neighborhood amenities that include a 5,000 square-foot clubhouse with a fitness center, large community swimming pool, playground, basketball and tennis courts, community park and picnic area. New architectural shingle roof (2021), newer hot water heater, newer exterior and some fresh interior paint throughout, ring doorbell, security system, water softener, UV light in the upstairs AC unit to combat allergies, extensive spray insulation in the attic for energy efficiency. Five bedrooms and the spacious laundry room are conveniently located upstairs. The primary bedroom with en-suite bathroom has a garden tub, dual sinks, separate shower and a spacious walk in closet, linen closet and an additional large closet in the leading hall. The other four upstairs bedrooms have ample closet space and a full bathroom in the adjoining hallway. Bedroom number six is located downstairs directly next to a full bathroom. Great space to use as a granny flat or private guest room. Plenty of shopping destinations, brand new restaurants, and places of worship are nearby. Conveniently located near major highways for a quick commute to Tampa International Airport, downtown Tampa and Florida's world famous beaches including Clearwater Beach and St. Pete Beach.
Source: STELLAR #t3534139
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3534139
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3534139
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.