19026 Chislehurst Dr, Land O Lakes, FL 34638
5 beds · 4 baths · 3,029 sqft
Welcome to ample space, private pool, corner fenced lot in beautiful Drexel within Concord Station, one of Land O’ Lakes most coveted subdivisions. NOT FLOOD ZONE! A short walking distance of all three local schools (elementary, middle, and high school), this 5-bedroom, 4-bath home is ready to welcome its next family. The 3,000+ sq ft of living space encompasses 2 levels: the ground floor offers access to 4 out of the 5 bedrooms, including the Owner’s Suite, which is located separately from the others and has direct access to the gorgeous pool area. The kitchen has a light & bright feel, complete with spacious cabinetry, durable quartz countertops, and adjacent breakfast nook with a view. The living room’s sliding glass door opens to the same tropical, spa-like, screened-in pool area that will make anyone crave staycations! The upstairs Bonus Room/Loft is large and very open, making it perfect for entertaining, but its versatility is endless. The extra bedroom and full bath upstairs would be great for a private office or a family member needing their own living space. The 3-car garage is icing on the cake, offering the extra space either for a car or for storage. The UPDATES are quite extensive (see attached), among which: designer front door, custom plantation blinds, 2022 roof and A/C units, fence, private pool with UV LIGHT FILTER, kitchen countertops and appliances, flooring, 2024 hot water heater, and enviable landscaping. Come enjoy the perks of living in a community that includes a Clubhouse with swimming pool, playground, picnic areas, and tennis/basketball courts, all conveniently located a short walk from home. The location is convenient to shopping, dining, entertainment, beaches, and major highways for easy commute to Tampa, Clearwater, St. Petersburg, and the rest of Florida's beauty! One look at this gorgeous home, with its surrounding areas, and you’ll know you’ve arrived! Schedule to see it without delay!
Source: STELLAR #TB8369367
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8369367
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.