19023 Midway Blvd, Port Charlotte, FL 33948
4 beds · 3 baths · 3,155 sqft
Welcome to this exceptional waterfront property, located on one of the most coveted streets in Port Charlotte. With expansive water views and direct access to the canal, this home is a true boater’s paradise. As you step inside, you’re greeted by an open, airy floor plan with large windows that flood the space with natural light and showcase the spectacular water views from nearly every room. The spacious living areas seamlessly transition to the outdoor oasis, where you can enjoy a private SALTWATER pool or spa, lush landscaping, and your very own oversized boat dock with 16,000 pound lift, perfect for launching your boat or relaxing by the water. Inside, the chef’s kitchen is outfitted with high-end finishes and offers ample space for entertaining. With NEW Cambria quartz and NEW Thermador appliances making this kitchen a true chef's dream. Whether hosting dinner parties or enjoying a quiet evening at home, the flow of this property creates an ideal setting for both relaxation and entertainment. The luxurious master suite offers a private retreat with panoramic water views, a spa-like en suite bathroom, and a large walk-in closet. Enjoy the additional three spacious bedrooms that can be used for guests, hobbies, or anything your heart desires! Step outside to the expansive patio, ideal for enjoying Florida’s year-round sunshine, and watch dolphins, manatees, and a variety of birds right from your backyard by walking down your NEW paver sidewalk. Located just minutes from shopping, dining, and major roads, this waterfront haven offers a lifestyle that is as relaxed as it is luxurious. Don’t miss this rare opportunity to own a piece of paradise—schedule your private showing today and start living the waterfront dream!
Source: STELLAR #C7507557
Financials
Source: STELLAR #C7507557
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.