1900 Azure Grove Ct, Marietta, GA 30008
5 beds · 3 baths · 2,939 sqft
Welcome Home to your dream retreat in the beautiful Halley's Ridge community! Boasting of 5 bedrooms, with one being on the main, and 3 full bathrooms- the layout makes this the ideal place to call home. Upon entering the home there is a flex space that can serve as a formal living room or a home office. The open-concept flow allows you to entertain your guest and enjoy family in the living area, while preparing meals in the kitchen.The culinary space is complete with stainless steel appliances, granite countertops, recessed LED lighting, a walk-in pantry, separate dining space, and a large island that provides additional seating. As you walk through the sliding doors into the screened-in patio, the fully fenced backyard allows for private entertainment and relaxation. Upstairs on the 2nd level you are greeted by a large loft with an abundance of natural light pouring in. The oversized Owner's suite is large enough for a sitting area to relax further. The en-suite bathroom is complete with double vanities, a spa-like garden tub and separate glass shower, as well as a great size walk-in closet. The 3 primary bedrooms are just as spacious with generous sized closets. Another full bathroom and conveniently located laundry room complete the upstairs living space. Great location with plenty of shopping and dining nearby. With the many amenities offered in this beautiful community, you do not want to miss the opportunity to own this magnificent Marietta home!
Source: FMLS #7433651
Source: FMLS #7433651
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7433651
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.