19 Troup Ct, Acworth, GA 30101
5 beds · 6 baths · 5,877 sqft sqft
Welcome to this stunning custom brick home with a grand columned entry, nestled in the prestigious gated community of Governors Towne Club. This exquisite residence is the epitome of lifestyle and luxury, designed to meet all your needs and more. From the moment you step through the elegant front entrance, you'll be captivated by the beautiful details and thoughtful design throughout. The private backyard is a true oasis, featuring a remarkable outdoor kitchen area with a stone patio, a screened-in porch, wooded views, and ample space for seating and entertainment. Perfect for hosting gatherings or enjoying quiet evenings outdoors. As you enter the grand two-story foyer, you'll be greeted by a spacious, open floor plan adorned with dark hardwood floors that flow seamlessly throughout the home. The paneled library provides a quiet retreat, while the oversized dining room, seating 12+, is ideal for entertaining. The fireside great room, with its coffered ceiling and built-in bookcases, exudes warmth and sophistication. The heart of the home, the large kitchen, boasts a magnificent center island, a cozy breakfast nook, a double oven, a hidden custom pantry, and beautiful custom cabinetry, all opening up to the inviting family room. Additionally, the media/theatre room offers the perfect space for movie nights and relaxation. This home features five bedrooms, five full baths, one half bath, and three fireplaces, including one in the luxurious owner's bedroom suite. Enjoy the convenience of updated closets and an expanded pantry, providing ample storage and organization. Situated in a prime cul-de-sac location within the community, this home promises an exceptional lifestyle in a private, gated setting, conveniently close to local amenities. With recent upgrades, including a new roof, new HVAC system, and a new hot water heater, this home is move-in ready. Don't miss the opportunity to make this dream home yours. Schedule your viewing today; this beauty won't last long!
Source: GAMLS #10314097
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10314097
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10314097
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.