19 Ravenfield Rd, Taylorsville, GA 30178
5 beds · 4 baths · 3,620 sqft
Welcome to 19 Ravenfield Rd in Taylorsville, GA-an exceptional property offering 2.1 acres of serene, country living with the modern comforts of a beautifully updated home. Nestled on a desirable corner lot in a neighborhood that welcomes horses, this fenced property is an ideal retreat for anyone seeking space, privacy, and versatility. The home's charming curb appeal is enhanced by an expansive yard, making it a must-see for buyers looking for a rare combination of land, upgrades, and lifestyle. Step inside to a two-story family room filled with natural light, complete with a cozy fireplace that sets a warm and inviting atmosphere. The adjacent formal dining room offers a gracious setting for family dinners and entertaining. The updated kitchen is a chef's delight, featuring stylish finishes, lots of cabinets, a center island, and opens to a keeping room with its own fireplace-perfect for relaxed gatherings and daily living. The main-level owner's suite is a true sanctuary, boasting a spacious sitting area, an updated bathroom with a double vanity, an oversized soaking tub, and a luxurious double shower. Upstairs, you'll find four additional bedrooms that provide ample space for family or guests. Adding to the home's appeal is a private in-law suite with its own entrance, kitchenette, and a modern walk-in shower, offering an ideal setup for extended family or guests seeking privacy and independence. This versatile suite could easily be converted back to a garage if additional parking is desired. One of the highlights of this property is the oversized covered back porch, where you can enjoy peaceful views of the fenced backyard-a perfect setting for outdoor dining, relaxation, or watching the kids and pets play. With a recently updated HVAC system (2020 and 2022) and a roof installed just two years ago, this home is well-maintained and move-in ready. The additional outbuilding/workshop adds practical storage and workspace for hobbies or projects. Located in a quiet, equestrian-friendly community, this property offers the charm of country living with modern amenities and upgrades. Don't miss your opportunity to own this incredible home at 19 Ravenfield Rd. Schedule a tour today and see why this property is the perfect blend of space, comfort, and versatility!
Source: GAMLS #10407241
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10407241
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10407241
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.