19 Ravenfield Rd, Taylorsville, GA 30178
6 beds · 5 baths · 3,620 sqft
Get a free consultation call with an expert in the mortgage assumption process.
HUGE PRICE REDUCTION, WELL BELOW APPRAISED VALUE! Welcome to 19 Ravenfield Rd in Taylorsville, GA—an exceptional property offering 2.1 acres of serene, country living with the modern comforts of a beautifully updated home. Nestled on a desirable corner lot in a neighborhood that welcomes horses, this fenced property is an ideal retreat for anyone seeking space, privacy, and versatility. The home’s charming curb appeal is enhanced by an expansive yard, making it a must-see for buyers looking for a rare combination of land, upgrades, and lifestyle. Step inside to a two-story family room filled with natural light, complete with a cozy fireplace that sets a warm and inviting atmosphere. The adjacent formal dining room offers a gracious setting for family dinners and entertaining. The updated kitchen is a chef’s delight, featuring stylish finishes, lots of cabinets, a center island, and opens to a keeping room with its own fireplace—perfect for relaxed gatherings and daily living. The main-level owner’s suite is a true sanctuary, boasting a spacious sitting area, an updated bathroom with a double vanity, an oversized soaking tub, and a luxurious double shower. Upstairs, you’ll find four additional bedrooms that provide ample space for family or guests. Adding to the home’s appeal is a private in-law suite with its own entrance, kitchenette, and a modern walk-in shower, offering an ideal setup for extended family or guests seeking privacy and independence. This versatile suite could easily be converted back to a garage if additional parking is desired. One of the highlights of this property is the oversized covered back porch, where you can enjoy peaceful views of the fenced backyard—a perfect setting for outdoor dining, relaxation, or watching the kids and pets play. With a recently updated HVAC system (2020 and 2022) and a roof installed just two years ago, this home is well-maintained and move-in ready. The additional outbuilding/workshop adds practical storage and workspace for hobbies or projects. Located in a quiet, equestrian-friendly community, this property offers the charm of country living with modern amenities and upgrades. Don’t miss your opportunity to own this incredible home at 19 Ravenfield Rd. Schedule a tour today and see why this property is the perfect blend of space, comfort, and versatility! All borrowers who use Southeast Mortgage for financing will receive a 1% lender credit towards closing. Reach out to Matt Scout for all inquiries.
Source: FMLS #7518620
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7518620
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.