19 Ravenfield Rd, Taylorsville, GA 30178
5 beds · 4 baths · 3,620 sqft sqft
Welcome to this beautiful country home! It is situated on an open and spacious 2.1 acre corner lot located in the quiet and desirable Maxwell Farms estate development. This 5-bedroom, 3.5-bathroom home also boasts a private in-law suite with its own entrance, full bathroom, and separate A/C unit. The oversized master bedroom on the main floor includes a cozy sitting area. The spacious primary bathroom includes a newly tiled shower, tile floors, separate whirlpool bathtub, and walk-in closet. The open kitchen, breakfast nook, and family room provide a wonderful communal space for the family. The kitchen boasts Corian countertops, a convenient island as the center piece for additional prep space and cupboards. The breakfast nook and breakfast bar provide plenty of room for the family on the go. The adjoining family room includes one of the homes' two gas fireplaces. The formal dining room provides space for a large dining table for entertaining and gatherings. The living room's vaulted ceilings provide lots of ambient light and the gas fireplace provides warmth and ambiance. A half bath is conveniently located off the main entrance and living room. The laundry room provides plenty of workspace. Finishing off the main level, you will find a private in-law suite with an open floorplan and the convenience of its own full kitchen and bathroom. Moving to the second level, there are four large bedrooms, two full bathrooms. Easily accessible attic space offers additional storage area. The 40'x14' covered veranda will be ideal for relaxing and hosting gatherings throughout the year. There is a large, fenced area off the veranda to keep the young kids and pets safely in the yard. The 20'x24' maintenance-free metal building is ideal for a garage or workshop. Attached to the rear of the building is a 12'x18' shed roof for additional outdoor storage. The expansive grass covered yard will accommodate up to two horses. Call and schedule an appointment to see this wonderful property today!
Source: GAMLS #10371344
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10371344
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10371344