19 Harvard Rd, Glen Burnie, MD 21060
4 beds · 2 baths · 1,450 sqft
Welcome to 19 Harvard Rd, a meticulously maintained 4-bedroom, 2-bathroom home in the sought-after Country Club Estates community. This move-in-ready gem combines charm, modern updates, and a fantastic location with easy access to commuter routes, shopping, dining, and nearby water activities. Step into the sunlit living room featuring a large window and luxury heated flooring for added comfort and a thoughtfully designed layout with spacious rooms perfect for bedrooms, home offices, or flex spaces. The gourmet kitchen is a chef's dream, featuring ceiling-height soft-close cabinets, granite countertops, a deluxe 5-burner gas range, a three-rack dishwasher, a ceramic tile backsplash and flooring, under-counter lighting, and dedicated garbage and recycling bins. Adjacent is a dining area ideal for gatherings. The upstairs primary bedroom offers hardwood floors and a stylish en suite bath complete with a luxurious jetted soaking tub. An additional upstairs room serves as a fourth bedroom or a cozy sitting area or walk-in closet. Outside, the fully fenced yard is a private retreat with a newer deck, a separate fenced section for pets or gardening, and a spacious shed with built-in shelving for ample storage. The quiet backyard is perfect for relaxation or entertaining. Additional highlights include a newer boiler, new air units, fully owned solar panels for low utility costs, a first-floor laundry and workshop area, and an expansive paved parking area with easy street parking. Country Club Estates offers a voluntary HOA with access to a community pool, boat launch, and community center. This home truly has it all—don’t miss the chance to make it yours. Schedule your showing today!
Source: BRIGHT #MDAA2109644
Financials
Source: BRIGHT #MDAA2109644
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.