1895 Golden Horizon Dr, Windsor, CO 80550
4 beds · 3 baths · 3,234 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Turn-Key option with nearly all personal property negotiable. Raindance is a premier master-planned community offering an exceptional lifestyle w/ a world-class golf course, the brand-new Orchard Hill Elementary School, a variety of dining options, scenic trails, parks, Hoedown Hill, & a resort-style swimming pool w/ a lazy river. This stunning ranch-style home was built in 2021 by Aspen View Homes. Impeccably maintained & presenting like new, this residence boasts four spacious bedrooms, three well-appointed bathrooms, & an oversized three-car garage with 8-foot doors. Upon entering, you'll find a front executive office perfect for remote work, luxury vinyl plank flooring throughout the main living areas, & a generously sized dining area that seamlessly flows into the great room. The open kitchen is a chef's dream, featuring a large center island w/ breakfast bar, a corner pantry, sleek granite slab countertops, & high-end stainless-steel appliances, including a gas range. Designed for efficiency & comfort, the home is equipped w/ a highly efficient furnace, a 50-gallon water heater, a whole-home humidifier, central air conditioning, a sump pit & pump, & full insulation. The exterior is equally impressive w/ a sprinkler & drip system, as well as inviting front & back patios that overlook a beautifully landscaped, low-maintenance, & fully fenced .15-acre lot. The convenience of a main floor laundry room complements the expansive primary suite, which includes a private retreat, a walk-in closet, and a luxurious 3/4 bath. The fully finished basement offers soaring 8-foot ceilings, two oversized bedrooms, a spacious family room, a wet bar for entertaining, & a dedicated utility room w/ ample storage. Whether you're looking for a move-in-ready home or a place to entertain, this property checks every box. Call today for a detailed list of home features, a floor plan, or to schedule a private showing
Source: RECO #IR1026718
Source: RECO #IR1026718
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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