18911 FAIRWOOD CT, Tampa, FL 33647
Are you looking for the perfect Pebble Creek home that is LOADED WITH UPGRADES! Then this is the one for you. Live like the rich and famous do, but for a lot less. When you pull up, you’ll immediately take note of this beautiful home's exterior; meticulously maintained landscaping, stacked stone detail, charming pergola, and gorgeous new paver driveway (just resealed too) and walkway. Great living space and you will fall in love with the gorgeous recently renovated chef's kitchen! The kitchen features include; coastal cream cabinets, S/S appliances, Bianco Antico 3cm GRANITE countertops, multiple pantries, custom tile backsplash, a breakfast nook with built-in seating, and a 30" polished MARBLE FARMHOUSE SINK. Key West Acacia WOOD FLOORING flows throughout the kitchen and into the spacious family room with beautiful built-in features with POOL VIEWS. The master suite is a true sanctuary! The jaw-dropping master bath and closet were renovated in 2019. The stunning features include an LED fireplace, $2,000 Mirabelle Air Tub, travertine, granite, and ledgestone, an auto vent with humidity sensor, Shoji barn doors at the entry, and more! Your large SCREENED LANAI is perfect for entertaining. The pool was just resurfaced and brand-new pool decking throughout as well. Additional notable features include an updated sprinkler system, a beautiful remodeled laundry room with lots of storage, RING doorbell, whole house water conditioning system, and new landscaping in the front and rear. LOW HOA & NO CDD fees! Pebble Creek features a pool, volleyball, baseball, basketball court, playgrounds, community center, and a tennis court! This is truly an amazing dream home for any buyer to enjoy perfectly situated between several beaches, local attractions, Tampa International airport, shopping, dining and more! Schedule your showing today. Don’t miss this one.
You may be able to put down less than the total down payment amount of $57,473 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3501139
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.