1891 E Sugey Ln, San Tan Valley, AZ 85143
3 beds · 3 baths · 2,585 sqft sqft
Elevate your lifestyle in this meticulous home. RV garage with AC! Prime corner lot in the prestigious Laurel Ranch community. From the moment you arrive, the home's curb appeal shines with its extended paver driveway, charming front paver patio, and lush, professionally landscaped grounds. The massive 3-car tandem garage with epoxy flooring and an attached RV garage provides ample space for your vehicles, toys, and more—plus a side gate for easy access. Inside, every detail has been thoughtfully curated. Wood-look tile flooring flows throughout, complementing the elegant plantation shutters, upgraded light fixtures, and modern two-tone palette. 2 offices! A stylish barn door leads to the versatile bonus room, perfect as a den or office. The open-concept living space is ideal for gatherings, featuring built-in shelving, surround sound, and plenty of room for relaxing or entertaining. The heart of the home is the gourmet kitchen, where granite countertops, a subway tile backsplash, and a large kitchen island await your culinary creations. Stainless steel appliances, including double ovens, blend seamlessly with the ample white cabinetry, while the generous walk-in pantry offers even more storage. The cozy breakfast nook is perfect for casual meals, surrounded by natural light. The primary suite is a serene retreat, boasting a spa-like bathroom with double sinks, and an oversized walk-in closet that's sure to impress. Step outside into your resort-style backyard, where every inch has been designed for ultimate enjoyment. The covered patio, complete with a ceiling fan, provides shade for relaxing while overlooking the lagoon-style heated pool. With built-in in-water lounge chairs, a soothing waterfall, and custom lighting, the pool area becomes a personal paradise. The attached spa offers a touch of luxury, and the firepit invites cozy evenings under the stars. Artificial turf ensures low-maintenance living, while the 2021 pool pump and UV lamp filter keep the water crystal clear year-round. This stunning home is a perfect blend of elegance, practicality, and comfort, offering everything from an RV garage to a lagoon-style pool for endless entertainment. Don't miss the opportunity to make this luxury retreat yours!
Source: ARMLS #6766881
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6766881
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6766881
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.