18905 Rosings Way, Triangle, VA 22172
4 beds · 3 baths · 4,021 sqft
Sunny, Cozy Three-Level SFH in the Highly Sought-After CRAMERS RIDGE Community – Under $800K! Welcome to this well-maintained, sunny, and inviting single-family home located in the desirable Cramers Ridge community. Boasting three thoughtfully designed levels, this home offers comfort, convenience, and style. The main floor greets you with a two-story sunny foyer, setting the tone for the warmth and elegance throughout. Enjoy formal gatherings in the dining room or unwind in the spacious living room. The family room, complete with a cozy fireplace, provides the perfect setting for relaxation. The gourmet kitchen features stainless steel appliances, ample cabinet and counter space, and opens to a bright and airy vaulted morning room, perfect for casual dining or enjoying your morning coffee. The primary suite on the upper level is a private retreat, featuring a luxurious jetted soaking tub, a walk-in closet, and a serene sitting area. Three additional generously sized bedrooms and a shared full bathroom complete the upper level, ensuring space and comfort for everyone. The finished basement offers expansive open spaces ideal for entertaining or recreational activities, with a dedicated room ready for your dream home theater. This home’s prime location combines convenience and lifestyle: Easy access to I-95 and the VRE commuter rail for stress-free commuting. Minutes from Quantico Marine Base, the National Museum of the Marine Corps, and Potomac Mills. Close proximity to Prince William Forest Park and Leesylvania State Park for outdoor adventures. Nearby shopping, dining, and entertainment options at Potomac Mills and surrounding retail centers. Golf enthusiasts will enjoy the courses at Quantico Golf Club and Potomac Shores. With abundant natural light, ample storage, and thoughtful features, this home is perfect for those seeking luxury and convenience in a vibrant community. Don’t miss the chance to make this dream home yours—it won’t last long!
Source: BRIGHT #VAPW2086646
Source: BRIGHT #VAPW2086646
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.