18844 Hampstead Heath Ct, Land O Lakes, FL 34638
5 beds · 4 baths · 2,492 sqft
Welcome to 18844 Hampstead Heath Court, located in the heart of Land O Lakes, Florida. This beautiful 5-bedroom, 3.5-bathroom home with a 2-car garage offers 2,486 sq. ft. of energy-efficient living space, combining comfort, convenience, and modern finishes. Situated just minutes from the Suncoast Parkway, I-75, and US-41, commuting to Tampa and surrounding areas is effortless. You'll also enjoy nearby access to major shopping centers, the Tampa International Airport, and some of the area's top-rated public schools. As you step inside, you'll immediately notice the attention to detail and recent updates throughout, including freshly painted interior walls, brand new carpet in the main areas and bedrooms, and 18”x18” tile in the kitchen, bathrooms, and wet areas, creating a clean, move-in-ready feel. The home is filled with natural light, thanks to low-E dual-pane insulated windows, which enhance energy efficiency and comfort year-round. The prewired alarm system, programmable thermostat, and 15+ SEER high-efficiency HVAC system provide added security and savings on utility bills. The spacious kitchen is a chef’s dream, featuring granite countertops, ample cabinetry, and modern appliances, all accented by sleek finishes. The adjoining dining and living areas offer plenty of room for entertaining friends and family. The primary bedroom, located on the first floor, offers a private retreat with an en-suite bathroom and a walk-in closet. Enjoy peaceful evenings on the screened-in patio, which overlooks a serene conservation area with no rear neighbors—offering privacy, tranquility, and a chance to spot local wildlife. The backyard space is perfect for outdoor activities or relaxing in nature, and hurricane shutters are conveniently stored in the garage for added peace of mind during storm season. This home has been very well maintained, and for further peace of mind, the seller is offering a 5-YEAR HOME WARRANTY from Choice Home Warranty, which includes coverage for air conditioning, ceiling fans, dishwasher, ductwork, electrical system, garage door opener, garbage disposal, heating system, microwave, oven/stove/cooktop, plumbing stoppage, plumbing system, water heater, rekey service, sump pump, garbage/trash compactor, and drywall. The community amenities are second to none and include a clubhouse with a fitness center, a resort-style pool, tennis courts, a basketball court, and a playground. Whether you’re looking to stay active or simply unwind, this neighborhood has something for everyone. Don’t miss this opportunity to own a beautiful, well-maintained home in one of Land O Lakes' most desirable communities—schedule your private showing today!
Source: STELLAR #tb8331069
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8331069
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8331069
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.