18826 Huckavalle Rd, Odessa, FL 33556
4 beds · 4 baths · 3,988 sqft
Nestled on 2.02 acres in the heart of Odessa, this unique home is a breathtaking 4-bedroom, 4-bathroom Mediterranean farmhouse spanning nearly 4,000 sq. ft. and offering a perfect blend of historic charm and modern luxury. The grand entrance features historic double doors from an Ybor City hotel, opening into a stunning 36 ft. x 30 ft. great room/living area adorned with towering 9” x 9” cedar-wrapped columns and dramatic cross beams, creating a palatial ambiance. Travertine floors laid diagonally flow throughout the home and extend from floor to ceiling in three of the four bathrooms, while a striking wood-burning fireplace set into a slate accent wall adds warmth and elegance. The 10 ft. remote control projection screen and projector convey with the home, for the ultimate home theater setting. Up a set of half-moon steps, the rear living space unfolds into a modern Scandinavian-inspired kitchen, beautifully designed with smooth curved cabinetry, exquisite Quartzite countertops, a stylish tile backsplash, stainless steel appliances, a center island with a gas stove and grill, and a newer French door refrigerator. The split floor plan ensures privacy, with three spacious bedrooms on one side of the main living area and an expansive owner’s suite on the other, accessed through another set of antique Ybor City hotel doors. The owner’s retreat boasts a luxurious spa-like ensuite with a soaking tub, walk-in shower, elevated dual-sink vanity, and a massive walk-in closet. Stepping outside to the covered lanai, this home transforms into an entertainer’s dream with an outdoor kitchen featuring a full-size fridge, gas stove, sink, and ample cabinetry, all overlooking a stunning heated saltwater pool and infinity waterfall spa, which sits within a newly screened birdcage enclosure. A fourth full bathroom with a walk-in shower is conveniently located off the lanai, along with a washer and dryer that convey with the home. The pool and spa are heated with propane from a recently FILLED 100 gallon tank. Beyond the pool, the property extends into a serene equestrian paradise with three 12’ x 12’ horse stalls, a dedicated space for goats, majestic oak trees providing ample shade, and a fully fenced, gated entry. Additional features include a 19' x 8' storage shed, 8' x 10' hay shed, two water heaters, three A/C units, and a water softener with oxidizing water filter. Recent upgrades include a fully insulated new TPO roof in 2018, a new well with a 2HP pump in 2021 ensuring excellent water pressure, and a saltwater pool conversion with a new pump in 2022. Ideally situated in an X flood zone on a quiet dead-end street, this home offers privacy while remaining just 20 minutes from city conveniences, Tampa International Airport, and local attractions, and only 30 minutes from Honeymoon Island and Caladesi Island State Parks. A truly unique and stunning property, this home provides the perfect blend of rural tranquility, equestrian lifestyle, and modern comfort. Billiard table and piano are optional.
Source: STELLAR #TB8368437
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8368437
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.