188 Sendero Blvd, Cedar Creek, TX 78612
4 beds · 2 baths · 2,582 sqft sqft
Set on a sprawling 7.5-acre parcel, this custom home offers a peaceful retreat behind its gated entrance. The property is a lush oasis, cocooned by the serenity of mature trees that provide shade and seclusion. Upon entering, the living area boasts an impressive 12-foot vaulted ceiling. Sunlight streams in through a wall of windows, infusing the room with a warm and inviting glow. A floor-to-ceiling stone fireplace, flanked by built-in shelving, stained concrete flooring, and cedar accents add a touch of rustic charm to the space. The kitchen is both functional and inviting. An oversized center island, adorned with pendant lighting, serves as the hub for cooking and gathering. Features like quartz countertops, shaker-style cabinetry, a farmhouse sink, subway tile backsplash, motion-activated faucet, a walk-in butler's pantry, and SS appliances make this a chef's dream. The primary suite is a serene sanctuary with its 10-foot ceilings, sliding door to the back patio, and a farmhouse door that leads to the ensuite bath. The bathroom is adorned with spa-like finishes, including a dual vanity, standalone soaking tub, a walk-in shower with a rainfall showerhead, and a generously-sized walk-in closet. 3 spacious guest bedrooms offer comfort and privacy. The outdoor space is perfect for gatherings, with a covered back patio featuring a tongue and groove vaulted ceiling, a hot tub, a gas hookup, and an extended patio with a swim spa. From this vantage point, you'll be surrounded by the natural beauty of the wooded property. Additional features include a versatile 20x20 outbuilding, a chicken coop with water access, a tankless water heater, and a water softener. Take a leisurely walk down to your private lake, complete with a seating area and a view of your custom-built lighthouse on an island. Despite the serene setting, you're only 19 miles from the airport and 24 miles from DT Austin, ensuring a harmonious blend of peaceful living and easy access to city amenities.
Source: ACTRIS #9127594
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9127594
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #9127594
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.