18774 Juniper St, Hesperia, CA 92345
3 beds · 2 baths · 1,295 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this cozy 3-bedroom, 2-bathroom home, placed on a spacious 19,950 sqft lot. Built in 1987, this inviting 1,302 sqft home blends modern comforts with timeless appeal. As you approach the property, the front porch invites you to enjoy your morning coffee with views of the hills . Enter the home and be greeted by the warmth of the living room, featuring a stunning stack stone fireplace that creates an inviting atmosphere for parties and gatherings. And with central air and heat, you’ll be comfortable year-round. The heart of the home is the updated kitchen, showcasing elegant white cabinets and striking granite countertops. A wine fridge adds a touch of sophistication, making it easy to entertain your guests. Sliding doors from the kitchen lead to a covered patio, offering a perfect transition from indoor to outdoor living. Retreat to the primary bedroom, complete with an en-suite bathroom featuring a quartz vanity and a stand-up shower with a tub. The additional 2 bedrooms are spacious and bright, with ceiling fans in every room.For added convenience, enjoy the laundry conveniently located in the attached 2-car garage, which provides ample storage and parking options. Plus, designated RV or trailer parking makes this home perfect for the outdoor enthusiast. This home also boasts new solar panels for energy efficiency. With its charming character and thoughtful features, this home is waiting to embody your next chapter. Don’t miss this wonderful opportunity to make this delightful Hesperia property your own—schedule your tour today
Source: CRMLS #DW25067213
Source: CRMLS #DW25067213
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.