1871 Braddock Ave, North Port, FL 34288
3 beds · 2 baths · 1,974 sqft
WELCOME HOME! This stunning Jaden floorplan offers three bedrooms plus a flex room, two bathrooms, and a spacious two-car garage and BRAND NEW SALTWATER HEATED POOL. NO FLOOD ZONE From the moment you step inside, you’ll be welcomed by an open-concept layout designed for modern living, complete with soaring ceilings, tall doors, and large windows that bathe the space in natural light. Elegant 18" tile flooring flows throughout the main living areas, complemented by cozy carpet in the bedrooms. Seller added Shiplap ceilings in the living room, kitchen, dining room, and foyer for a distinctive touch of coastal charm. The kitchen is sure to impress with stainless steel appliances, a large island, and gorgeous level 3 granite countertops that continue into the bathrooms. Beautiful 42" upper cabinets with crown molding. New designer lighting fixtures in the kitchen, foyer, and dining area elevate the space, along with upgraded fans throughout the home for year-round comfort. Step into the spacious primary suite featuring custom built-in closets and a serene en suite bathroom, all accented by a stylish barn door. Hurricane-grade French doors lead you directly from the living area to your outdoor oasis, where the crown jewel awaits—a brand-new heated saltwater pool with a massive 55' x 24' deck, perfect for hosting unforgettable gatherings. The southwest exposure ensures you'll enjoy spectacular sunsets and all-day sun over your pool. Footers have been added to the deck if you’d like to add a pool cage in the future. The fully fenced backyard, secured with a 5 ft vinyl privacy fence, offers plenty of space to relax and unwind. The cedar wood ceiling on the back lanai and matching cedar feature wall create a warm and inviting ambiance, making this space ideal for outdoor dining or lounging. Additional highlights include a widened driveway for extra parking, a brick paver driveway and walkway, and hurricane-rated French doors. Every detail has been carefully curated to blend luxury and functionality, giving you the perfect Florida lifestyle retreat.
Source: STELLAR #C7507324
Financials
Source: STELLAR #C7507324
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.