1867 Wren Rd, Yorkville, IL 60560
3 beds · 3 baths · 1,757 sqft sqft
PRICED TO SELL!!! Welcome to your dream home! This exquisite meticulously maintained townhome combines modern elegance with unparalleled comfort. Featuring 3 bedrooms, 2.5 bathrooms, and an oversized loft, this property offers a sophisticated living experience that won't last long! Step into a stunning first floor with soaring 9' ceilings, where an open floor plan seamlessly blends the formal living room which can double as a study with the rest of the space. The custom fireplace adds a touch of luxury, while the luxurious plank vinyl flooring provides both style and durability. The eat-in kitchen is a chef's dream, boasting 42-inch cabinets, sleek quartz countertops, a large island with a breakfast bar, and stainless steel appliances. A generous pantry ensures you'll have plenty of storage for all your culinary needs. Upstairs, the luxurious owner's suite offers a serene retreat with a dual sink vanity and a walk-in closet. Two additional spacious bedrooms and a full bathroom provide comfort for family and guests. The laundry room is conveniently located on this floor, making chores a breeze. The enormous loft area is perfect for entertaining or creating a versatile space that suits your lifestyle. The home features updated light fixtures throughout and a stylish backsplash that adds a touch of modern flair. As a smart home, it includes Wi-Fi certified automation technology, offering remote access to the thermostat, wireless touch entry, and a video doorbell for enhanced convenience and security. With the roof, appliances, and mechanicals all approximately 4 years old and still under warranty, you can move in with peace of mind knowing that everything is in top condition. Don't miss your chance to own this incredible home. Act fast properties like this one don't come around often and it won't last long! Schedule a viewing today and step into a lifestyle of comfort and elegance.
Source: MRED #12213144
Interest rate and monthly payment estimated based on public records.
Source: MRED #12213144
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12213144
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.