18645 E 54th Pl, Denver, CO 80249
2 beds · 2 baths · 1,423 sqft sqft
Best lot in the neighborhood! Welcome to 18645 E 54th Pl, Denver, CO 80249, a modern multi-level home that blends style, functionality, and serene outdoor living. Built in 2020, this home features 2 spacious bedrooms, 2 full bathrooms, and a flexible room that can easily convert into a third bedroom, home office, or gym, making it adaptable to your needs. Upon entry, you’ll be greeted by an open floor plan that highlights a contemporary kitchen with modern finishes, ample cabinetry, and high-end appliances. The open-concept design seamlessly flows into the living area, creating a bright, inviting space perfect for daily living and entertaining. Step out onto the private balcony attached to the living area to enjoy stunning mountain views—an ideal spot for morning coffee or watching sunsets. The unique layout provides extra privacy with the primary suite occupying its own floor. This luxurious retreat includes a spacious bedroom, a large walk-in closet, and an en-suite bathroom with modern fixtures and a walk-in shower. The separation of the primary suite from the rest of the home ensures a peaceful, quiet space to relax and unwind. Outside, you’ll appreciate the sense of privacy offered by the open space bordering both the backyard and side yard. Whether you’re hosting guests or simply enjoying the fresh Colorado air, this low-maintenance outdoor area is perfect for relaxation. An oversized 2-car garage provides plenty of room for vehicles, storage, or hobbies. This home combines modern design with peaceful outdoor living, making it a standout in Denver. Located in Green Valley Ranch, you’re close to parks, shopping, dining, and Denver International Airport. Don’t miss your chance to own this contemporary, move-in-ready home that captures the best of Colorado living!
Source: RECO #3769160
Interest rate and monthly payment estimated based on public records.
Source: RECO #3769160
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #3769160
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