1863 Altavista Cir, Lakeland, FL 33810
5 beds · 4 baths · 2,493 sqft
Priced to Sell, Welcome to your dream home! Nestled in the beautifully gated, amenity-rich community of Terralargo!! This Stunning Five Bedroom Four bath home perfectly blends modern elegance and timeless charm. The Curb appeal Glows with a freshly landscaped garden, brick paved driveway, Tile Roof and spacious front porch and stacked stone exterior greet you as you pull up. As you step inside, you are greeted by an open concept Living area bathed in natural light, Featuring Granet countertops, Stainless steel appliances and a large breakfast bar. Equipped with a luxurious 2nd floor master suite delivering a serene retreat with its spa-like ensuite bathroom and enormous walk-in closet Three additional rooms on the second floor provide ample space for your family and guests. Two bedrooms share a guest bath with double sinks, granite countertops, and a shower/tub combo. The additional upstairs bedroom has its own attached full bath with shower/tub combo. Let's not forget about the first-floor bedroom sperate from the rest with its own bathroom. Outside you will enjoy the brick paved covered lanai which is fully screened in, perfect for you to unwind and enjoy the peaceful surroundings of the neighborhood. The patio is ideal for dining and summer barbecues. The home also includes a two-car garage and is conveniently located near shopping, and dining. Along with all the community amenities makes this home a dream come true. Don't miss the opportunity to make this exceptional property your forever home. Schedule your tour today!!HOA fees also include Internet and cable package.
Source: STELLAR #t3530954
Source: STELLAR #t3530954
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3530954
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.