18607 Cabin Rd, Triangle, VA 22172
5 beds · 3 baths · 3,481 sqft
OFFERS DUE TO LISTING AGENT BY 3PM MONDAY 3/31 This spacious and beautifully updated home offers an incredible blend of comfort, style, and functionality, all nestled in a private cul-de-sac surrounded by mature trees. With a massive three-car garage addition, this home boasts generous living spaces, modern upgrades, and a welcoming atmosphere. Inside, the renovated kitchen (2021) is truly the heart of the home with updated appliances, stylish finishes, and luxury vinyl tile flowing throughout the common areas. Enjoy casual dining at the large center island with stool seating and a built-in beverage cooler. The adjacent breakfast room and sunroom provide a bright and airy space leading out to a tiered private deck, perfect for entertaining or relaxing in the serene backyard. The main level features new carpeting in the bedrooms (2021) and an expansive primary suite with a sitting room and private bath. A separate formal dining room ensures plenty of space for hosting family and friends. Downstairs, the fully finished lower level impresses with a recreation room, built-in bar, additional bedroom, full bath, office space, and ample storage—ideal for guests, a home office, or multi-use living. Major updates include a new roof (2019), insulated triple-layer garage doors (2019), and new HVAC units (2022), ensuring efficiency and peace of mind. With first-class renovations, abundant space, and a fantastic location, this home is an unbeatable value! Don't miss your chance to make it yours!
Source: BRIGHT #VAPW2089086
Source: BRIGHT #VAPW2089086
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.