186 White Blossom Trl, Thomasville, GA 31757
3 beds · - baths · sqft
Welcome to your new dream home! This stunning property boasts high, vaulted ceilings that create a light and airy atmosphere throughout the open-concept family room, dining room, and kitchen area. The kitchen features a convenient breakfast bar that's perfect for casual meals. Cozy up by the fireplace on those cool evenings, surrounded by gleaming wood floors that add warmth and elegance. The master suite includes luxurious dual vanity sinks and a spa-like bathroom with a separate garden tub and shower. Step outside to the sitting area that offers breathtaking views of the lake. Enjoy direct lakefront access from your beautiful private dock-the perfect spot for morning coffee or evening sunsets. The exquisite property is complemented by great landscaping, making this a truly exceptional place to call home. This beautiful home provides the perfect blend of comfort and luxury. With its spacious layout and elegant features, it's the ideal space for both relaxing and entertaining. The high ceilings not only create a sense of openness but also offer ample natural light, making the home feel bright and inviting. The primary suite is a true retreat with its own bathroom that features a garden tub that is perfect for unwinding after a long day, and the separate shower adds convenience and functionality. But the true highlight of this property is the stunning lakefront views. The fully enclosed sitting area allows you to enjoy these picturesque views in any weather, making it a year-round oasis with your own private dock, you can easily take advantage of all that the lake has to offer.
Source: GAMLS #10427834
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10427834
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10427834
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.