VA loan
1 of 51
VA loan
$549,080 SIGNIN

Sign in to see required down payment for the 3% rate

1855 Partin Terrace Rd, Kindred, FL 34744

4 beds · 4 baths · 2,851 sqft

### **Modern Living with Energy Efficiency & Unmatched Convenience in Kindred, Kissimmee!** Experience the perfect blend of **modern design, energy efficiency, and prime location** in this stunning **DR Horton** home. Featuring a **solar panel system**, this residence offers **significant energy savings** while providing a comfortable and stylish living space. Lots of upgrades. Nestled in a highly sought-after **Kindred community**, this home boasts **no rear neighbors**, ensuring **peace, privacy, and breathtaking views**. Step outside to enjoy a **spacious, upgraded outdoor area**, ideal for relaxing or entertaining. With a serene **pond, scenic walking trails, and a nearby pavilion**, nature is right at your doorstep. Convenience is key—located just **outside the Disney bubble**, you’re only **30 minutes from world-famous theme parks** and just **4 miles from NeoCity**, a rapidly growing **technology hub** bringing high-paying jobs to the area. With **easy access to the Florida Turnpike**, you can reach **beaches, shopping, dining, and all that Central Florida has in under an hour**. ### **Resort-Style Living & Top-Tier Amenities** Living in **Kindred** means enjoying an incredible range of community amenities, including: ?? **Two clubhouses & two state-of-the-art fitness centers** ?? **Two resort-style pools** for ultimate relaxation ?? **Over 5 miles of nature trails** for walking, jogging, and biking ?? **Dog park, tennis & volleyball courts, and multiple playgrounds** ?? **A brand-new public K-8 school opening in August 2025** This home offers **flexibility to fit a variety of lifestyles**, whether you're seeking space, convenience, or a thriving community. And if you’re looking to move with friends or family, **the home next door is also for sale!** Opportunities like this don’t come often—**schedule your private tour today** and discover everything this remarkable home and community have for your family! More pictures coming soon

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,740
$3,763
You may also save up to $328,305 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,763 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3%
Remaining term
26 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,740
Principal & interest
$1,960
Mortgage insurance
-
Property taxes
$268
Home insurance
$498
HOA fees
$12
Utilities
Not included

Source: Public records

Home details
Size
2,851 sqft
Lot size
0.17 acres
Year built
2018
Type
Single Family Residence
HOA dues
$12.50

Source: STELLAR #O6288130

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 25, 2025 09:53 am
Listing agent: Fabio Bertoni (407) 844-7565
Listing provided courtesy of: WRA BUSINESS & REAL ESTATE (407) 512-1008
Details provided by STELLAR and may not match the public record.
MLS ID: #O6288130
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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$2,740
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