18502 Venture Dr, Lago Vista, TX 78645
3 beds · 3 baths · 2,377 sqft sqft
MILLION DOLLAR VIEWS!!!!! 1 owner-Cool Layout-Semi-Custom Home Experience the epitome of luxurious lake living lifestyle home in Point Venture with this stunning panoramic 180 lake views, epic sunsets and lush scenery from the great room and kitchen with walls of windows. This house is perfect for the lake lovers and those who like to entertain. Built by Ameritex this semi-custom 3 bedroom, 2 1/2 baths has modern finish outs with custom cabinets and granite countertops. This home has a unique cool layout. Step inside into the grand yet warm and inviting main living area on the 2nd floor that spills out onto a vast covered patio with cozy living, cooking and dinning areas. The chef's kitchen is open to main living complete with stainless steel appliances, trendy backsplash, granite countertops and has a spacious gourmet island with bar stools great for cooking and entertaining guests. Full bathroom for guests on 2nd floor. Relax in your primary bedroom with full bathroom complete with walk-in shower steps away from the kitchen on the 2nd floor. Wood floors adorn the main living areas, kitchen and breakfast areas and carpet in the bedrooms. The lower level has separate living quarters with two large secondary bedrooms, bathroom and laundry room. The back door steps into the garage with entry into the spacious backyard sitting on .26 acre with lush landscaping, firepit and playscape that conveys. Plenty of room for a pool. Great extra boat parking and storage. Additional adjacent .25 acre lot for sale for $135k. Located in the charming small community of Point Venture this home is the perfect retreat to enjoy the lake living resort style amenities including Olympic size pool with views of the lake, gym, 9 hole golf course, disc golf, playground and private 60 acre waterfront park with sandy beach and boat ramp! Low tax rate and highly acclaimed Lago Vista ISD schools.
Source: ACTRIS #8811711
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #8811711
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8811711
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