185 Flat Creek Ct, Fayetteville, GA 30214
5 beds · 4 baths · 4,464 sqft sqft
Welcome to your dream home! This exquisite Well maintained 5 bedroom, 3.5 bath Ranch with a finished basement combines elegance and comfort, situated on a spacious two-acre lot in a peaceful community. As you step inside, you'll be greeted by beautiful hardwood floors that flow throughout the main level. The inviting living room features a cozy fireplace, perfect for gatherings on chilly evenings. Entertain in style in this open floor plan with separate dining room or enjoy casual meals in the kitchen, complete with spacious granite countertops and a convenient breakfast bar. Access the oversized deck from the dining and living areas, ideal for outdoor entertaining with family and friends or quiet relaxation with morning coffee. The Master Suite boasts a luxurious master bath with a sunken tub, separate shower and generous walk-in closet. Two additional bedrooms on the main level provides ample space for family or guests, along with a half bath for convenience. The full finished basement is the full length of the first floor, offering an additional home for a growing family, with two bedrooms and 2 full baths, and a full eat in kitchen with granite countertops. This versatile space also features an open and spacious living area, office, play area, storage area, laundry room or your endless possibilities. Two HVAC units with one replaced in August 2024. Enjoy the benefits of a side entry garage, or the ample 5+ car parking area outside the garage. The 2 acre cul-de-sac lot is private and quaint. This home has it all! Don't miss this one!
Source: FMLS #7461125
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7461125
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7461125