1847 Aspen Meadows Cir, Denver, CO 80260
3 beds · 3 baths · sqft sqft
Discover this beautifully refreshed townhome, complete with brand-new LVP flooring and freshly painted interior walls throughout. With three spacious bedrooms plus a dedicated office on the main floor, it’s the perfect setup for remote work or study and even comes with a rare private fenced front yard—ideal for entertaining, unwinding in solitude, or giving your pets space to roam. The main level features an open and connected layout between the kitchen, family room, and dining room. The kitchen boasts a pass-through window that opens to the family room, making it ideal for casual dining or a breakfast bar. It’s fully equipped with stainless steel appliances, ample cabinetry plus a pantry for additional storage. The cozy family room, complete with a warm fireplace, overlooks your private courtyard and flows naturally to the dining room, offering an ideal layout for hosting and entertaining. Upstairs, the primary suite offers a private retreat with a well-appointed attached full bath. Also located upstairs are two additional bedrooms, a large linen closet and another full bath. This townhome features a large two-car garage plus a dedicated reserved parking space, and is situated across from a lovely neighborhood park. With a low-cost HOA, you’ll enjoy a well-maintained community without breaking the budget. Close proximity to I-25 and US-36, commuting to Denver, Boulder, Thornton, and Westminster is a breeze. Shopping, dining, and entertainment are just moments away, allowing you to enjoy both peaceful living and easy access to all your favorite destinations. This home is clean, fresh, and move-in ready for its next owner! ___________________________
Source: RECO #8309351
Interest rate and monthly payment estimated based on public records.
Source: RECO #8309351
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8309351
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