1846 Tall Oaks Dr, Antioch, IL 60002
5 beds · 4 baths · 3,000 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This stunning home in The Clublands is a must-see, offering a main floor bedroom and bathroom, along with a host of other impressive features. Built with longevity in mind, every corner of this home reflects meticulous care and attention to detail, showcasing the owners' commitment to creating a space they never intended to leave. As you enter, you'll find a private built-in office, perfect for working from home. Continuing through, the expansive living area welcomes you-ideal for hosting large gatherings and family events. The chef's kitchen boasts a massive island and a spacious dining area that seamlessly flows into the great room, which features a cozy fireplace. This space opens up to a covered back porch, extending your entertaining options into the fenced backyard, complete with a sturdy play structure for outdoor fun. Upstairs, you'll discover a total of four generously sized bedrooms, all with ample closet space. The laundry room is conveniently located nearby, and the master suite is a true retreat, featuring two walk-in closets. A additional family room on the 2nd floor provides space for others to escape. The finished basement offers an impressive open space perfect for a pool table, game nights, or watching the big game, all centered around a built-in bar. With a full bathroom in the basement, you can easily enjoy the lower level without needing to go upstairs. Additional highlights include thoughtful built-ins, stylish wall treatments, and plenty of storage throughout the home. The garage also provides extra storage, ensuring you have space for everything. This home is not only beautifully designed, but it's also practical for everyday living. With solar panels installed to keep energy costs down, you can enjoy a more sustainable lifestyle with stable utility bills. You can truly see how much care and thought went into making this home functional, comfortable, and ready for years of enjoyment. This home is minutes from the train station and 94 Expressway making getting around very easy.
Source: MRED #12294270
Source: MRED #12294270
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.