18442 Goodman Cir, Port Charlotte, FL 33948
2 beds · 2 baths · 1,107 sqft
Welcome to your tranquil oasis in beautiful Port Charlotte! This meticulously maintained 2-bedroom, 2-bathroom home offers the perfect blend of modern updates and natural beauty. As you approach, you'll be greeted by a charming screened-in front porch. Step inside, and you'll immediately notice the high, vaulted ceilings that create a spacious and airy atmosphere, bathing the living areas in natural light. The open-concept layout flows seamlessly, with brand new luxury vinyl plank flooring throughout, providing both elegance and easy maintenance. At the heart of the home is the fully remodeled kitchen, boasting brand NEW stainless steel appliances, stylish cabinetry, and stunning NEW quartz countertops. Whether you're an aspiring chef or love to entertain, this kitchen will inspire your culinary creations. Adjacent to the kitchen, the dining area offers a picturesque view of the backyard oasis through sliding glass doors that open up to the pool area. The sparkling swimming pool, surrounded by a private and lush tree-lined lot, invites you to dive in and enjoy Florida's sunny days. With plenty of deck space for lounging or outdoor dining, this backyard is perfect for hosting gatherings, barbecues, or simply unwinding after a long day. Both bedrooms are spacious and offering plenty of natural light, with the master suite featuring an en-suite bath for your convenience. The second bathroom has been tastefully updated and is easily accessible from the common areas and guest bedroom. In addition to the home’s many interior highlights, the oversized 2-car garage is a dream come true! Not only does it have ample parking space, but it also includes an extended area for a workshop—perfect for hobbies or extra storage. The laundry room is conveniently located in the garage, keeping the living spaces tidy and organized. Both the roof and AC replaced in 2022, electric updated 2024. Located in a peaceful, nature-filled neighborhood, this home offers both privacy and proximity to adventure. Whether you enjoy fishing, golfing, boating, or exploring nearby parks, you'll find plenty to do just minutes away. With Punta Gorda airport only 30 minutes away, and Fort Myers and Sarasota airports within an hour’s drive, travel is convenient for both short getaways and extended vacations. This is a rare opportunity to own a beautiful, move-in ready home in a highly desirable area. With its fresh paint inside and out, modern upgrades, and serene setting, this home is truly one-of-a-kind. Don’t miss your chance—schedule your private tour today and experience all that this gorgeous Port Charlotte property has for you!
Source: STELLAR #n6134622
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6134622
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6134622
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.