1843 Florence Vista Blvd, Orlando, FL 32818
3 beds · 2 baths · 1,898 sqft
Hurry out to this beautiful home in Florence Lake community. The sellers have taken very good care of this home and its ready for the next owner. The home features a fantastic open floor plan with stunning vaulted ceilings and plenty of room for everyone! There are 3 bedrooms and 2 full baths in this split plan, along with an office with french doors and a private dining room off the kitchen which is also flexible space for a 2nd office/den/guest room(could be a 4th bedroom with closet added and door) includes newer LVP flooring. The Primary bedroom is generously sized and has a large panel of windows overlooking the pool. It also has vaulted ceilings, ceiling fan, 2 closets-one is a walkin- and ensuite bathroom with dual sinks, garden tub and separate shower. The Great Room is huge and open to the kitchen with extra wide sliders to the pool area. Vaulted ceiling and fan along with new wood like LVP flooring matching dining room. The kitchen is a great size for those who will want to cook/bake and entertain. Its an eat in kitchen with nice view of the pool and can fit a large table and chairs for dining along with a breakfast bar. Kitchen includes a closet pantry, and lots of cabinets for storage and all appliances to get started, large capacity newer refrigerator and microwave. The Exterior of home is stunning, all matured landscaping on entire property with fully fenced rear yard provides privacy for the gorgeous pool - resort style L shaped and waterfall makes you feel like you are on a staycation! Large covered lanai with slider from Great Room gives plenty of room for patio dining and relaxation, all under a full screen enclosure! Pool has solar heating to keep the chill away in the winter months. There are 2 additional bedrooms and full bath that are ready for new owners. Laundry room is inside including the washer and dryer with access to large 2 car garage. Roof is 2018, HVAC 2023, LVP 2022, Security System, pool motor 2024, Pool has been freshly renovated 10/24. Home has quick access to 408, I4 and very convenient to grocery and retail shopping, theme parks, and downtown Orlando! Schedule a showing today!
Source: STELLAR #o6243090
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6243090
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6243090
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