18421 Shallow Pool Dr, Pflugerville, TX 78660
4 beds · 2 baths · 3,156 sqft sqft
Discover an exceptional blend of luxury and comfort at 18421 Shallow Pool Drive. This stunning 4-bedroom, 3-bathroom single-family home offers over 3,100 square feet of beautifully designed living space, making it ideal for families of all sizes. As you step inside, you’ll be greeted by an open and inviting layout, featuring a cozy living room fireplace and a kitchen with recessed lighting and a newly installed dishwasher. The spacious master suite is a true retreat, boasting a large walk-in closet and a spa-like bathroom with a double vanity sink, clawfoot tub, and a luxurious rainwater shower. The second floor offers a versatile play area, ideal for children or as an additional entertainment space. Outside, the expansive backyard is an oasis of relaxation, complete with a sparkling pool, spa, playscape, a pergola, and a gazebo with electricity—making it an excellent spot for outdoor dining, entertaining, or relaxing at any time of day. For added peace of mind, this home comes with several transferable warranties, including Home Choice, window, foundation, and pool warranties, ensuring that your investment is well-protected. Located in a vibrant community, this home is just a short walk to a new elementary school, with the middle school bus stop conveniently located right in front of the home. Additionally, the home is within easy reach of top-notch shopping, dining, and healthcare facilities. Commuters will appreciate the quick access to major toll roads, ensuring a smooth journey to downtown Austin and the airport. With its prime location, modern amenities, and beautiful outdoor spaces, this home is ready to offer you the lifestyle you’ve been dreaming of. Schedule your visit today and see why this could be your ideal match!
Source: ACTRIS #1206055
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #1206055
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1206055
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.