18421 Canyon View Pass, Helotes, TX 78023
4 beds · 3 baths · sqft
Elegant and stunning stucco home with 4 bedrooms, 3 full baths, 3 car oversized garage on over 1 acre! This home backs to 12,000 acre Government Canyon State Natural Area=private and convenient, hill country feel! Don't miss the long range, unobstructed front porch VIEW as well! Outstanding amenities include custom pool, with water fall, ton of entertaining space, and custom built swing-set for more family fun! Outdoor kitchen with bar-top, gas bbq pit, granite tops, sink, and mini fridge. However, this gorgeous property starts with a hill-top view, tons of parking on decorative salt finish extended driveway/sidewalks, large covered front porch and then enter the home thru double knotty alder wood front doors. The soaring, barrel ceiling at entry welcomes you and guests to an open, relaxing floorplan that includes 2 dining areas, 2 living areas, large study with stately, elegant touches. Don't miss the ceiling treatment in living room and primary bedroom. Start your mornings or evenings at the kitchen and butler pantry with wine fridge, solid surface tops, and custom cabinetry. This floorplan offers a ton of storage, and large walk-in closets. Solar power is included and the Carrier AC/Heat System also has been upgraded to a 3 zone adjustable, energy efficient comfort system. With plenty of elbow room inside and outside the home, entertaining at your own private oasis on an acre of land, 10 minutes from shopping, grocery, restaurants, highway access, AND with hill country VIEWS makes this home a RARE FIND! DONT WAIT, SCHEDULE A SHOWING TODAY!
Source: SABOR #1829278
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1829278
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1829278
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.