1841 Santa Fe, Lewisville, TX 75077
4 beds · 2 baths · 1,760 sqft
ANNOUNCING: Seller NOW offering $20k + of home's furniture with acceptable offer. All items have been purchased in the past 2-2.5 years, since seller bought the home. The furnishings will be available outside of escrow and list will be available as a separate bill of sale at $1. Pictures of these furnishings will be attached in the MLS transaction desk. Discover this immaculate remodeled 4-bedroom, 2-bath haven nestled in the desirable Lewisville Valley community. Superb location with many nearby parks, shopping, dining, and entertainment options. Has neighborhood grade school, plus commuting is a breeze with convenient access to major highways (121 & I35) and the DFW airport. The heart of this home is its newly remodeled kitchen with all new cabinets, brush gold hardware, quartz countertops, undermount apron front farmhouse sink, stunning backsplash, designer lighting and new ss appliances that includes a 5-burner gas range. Picture yourself entertaining in this gorgeous open floor plan with its vaulted living room ceiling, new floor to ceiling granite fireplace surround, built-in bookcase, and French doors. Split primary bedroom with ensuite and French doors leading to the pool, walk-in closets in all bedrooms and remodeled bathrooms. The wow factor continues with an outdoor oasis that offers a recently resurfaced pool-spa, outdoor lounge area, beautiful mature trees, new backyard landscaping, fence and full yard sprinkler system. Perfect for endless entertaining with family and friends. Solar panels OWNED. Make this house your dream home, where every element has been thoughtfully designed for a life of luxury and relaxation. *Solar panels and solar attic vents for energy efficiency* *All new windows and roof in 2021*
Source: NTREIS #20860166
Financials
Source: NTREIS #20860166
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.