1840 Dumbleton Pl, Saint Cloud, FL 34771
4 beds · 3 baths · 2,599 sqft sqft
Imagine your new life, living in this stunning home at 1840 Dumbleton Place in the beautiful city of Saint Cloud. This astonishing single-story home boasts four (4) bedrooms, three (3) bathrooms and a spacious three (3) car garage. The combination of the open-floor concept, high ceiling and natural light from all angles, makes the great room the focus of attention. It connects the great room, flexible space and kitchen together perfectly for entertaining family and friends. Step outside to enjoy your morning coffee or your evening wine on the covered and screened-in patio. It is private enough for gatherings and open enough to have fun with your loved ones. The master bedroom is a private retreat with a modern bathroom that includes dual sinks, a large walk-in shower and two spacious walk-in closets. Every detail is meticulously crafted under Lennar's esteemed "Everything's Included" promise, showcasing top-tier appliances, quartz countertops, designer cabinet, and more. Located in Lancaster Park, this family-friendly community offers amazing amenities; community pool, cabana, parks and tot lots. The community also provides outstanding convenience, less than a half-mile from US-192, a direct thoroughfare to Downtown Saint Cloud and Florida's Turnpike. Roughly 30 minutes from Disney Theme Parks and Orlando International Airport and 10 minutes to Royal Saint Cloud Golf Links. Don't miss the opportunity to make this dream home yours. Schedule your showing at 1840 Dumbleton Place today!
Source: STELLAR #o6222367
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6222367
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6222367
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.