18390 Camino Del Norte, Buena Vista, CO 81211
3 beds · 3 baths · 3,286 sqft
Introducing Buena Vista's preeminent residential offering within the esteemed Trail West community. Great detail was taken to achieve a home with timeless design. The architect was Daniel J Murphy of Crested Butte. The builder was Stan Hachmann of Hachmann's Custom Building in Buena Vista, arguably the best home builder at the time in the area. Decorative details were done under the supervision of Priscilla Banks out of Crested Butte. The house is 3,286 sq. feet with an attached garage of 572 sq. feet. Exquisite highlights include hand-hewn structural beams, custom walnut cabinetry, and exposed cedar tongue and groove ceilings in the living room. The kitchen was been tastefully remodeled as has the master bathroom. The hanging pot holder suspended in the kitchen and the hanging light fixture over the principal sink, as well as the majority of the hardware throughout the home, are wrought iron crafted specifically for this house. The wooden floors were reclaimed from a pier in San Francisco. The main living room features a wood-burning all-masonry Rumford fireplace, a design developed by Sir Benj. Thompson, Count Rumford to better project heat into large living areas. The exterior railing is made with copper piping and spruce beams, and the exterior stucco has been recently repainted. The stone flooring in the kitchen and entry foyer is Italian travertine, and the slate flooring that graces the downstairs is of exceptional quality. The doors to the study are antique in the Spanish style. The heating system is a top-grade in-floor hydronic heating system by the German firm, Viesman. There is in-floor heating in the garage as well as under the home's front steps and garage apron. The doors on the main level permit wheelchair passage. This mountain retreat offers unparalleled quality and value. Schedule a private showing today.
Source: RECO #5962582
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #5962582
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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