1838 Winsloe Dr, Trinity, FL 34655
4 beds · 3 baths · 2,714 sqft
Under contract-accepting backup offers. HUGE SAVING POTENTIAL WITH 3.425% interest rate assumable loan with 90 day close available for qualified buyers Your Dream Home Awaits! Discover this stunning 4-bedroom, 3-bathroom residence nestled in the charming Trinity area. As you arrive, you’ll be greeted by a circular driveway and a beautifully paved brick pathway leading to an elegant Ebony front door. Step inside to breathtaking pond views that greet you immediately. The expansive living and dining areas feature exquisite crown molding throughout, creating an inviting atmosphere. The spacious primary suite boasts high-volume ceilings and crown molding, complete with sliders leading to the bonus room. Enjoy the luxury of dual walk-in closets, providing ample storage, along with a spa-like ensuite featuring a double vanity with cultured marble counters, a generous step-in shower, a jetted tub, and a private water closet. The open-concept family room seamlessly connects to the kitchen, which showcases white raised-panel cabinetry, an island with extra storage, beveled Corian countertops, and a stylish backsplash. You'll also find a convenient built-in office nook with a desk and mail slot, a pantry, a five-burner gas stove, a microwave, and a double inlaid sink. The family room features wood flooring, crown molding, and pocket sliders that lead to the bonus room. This thoughtfully designed home offers a three-way split floor plan, with a potential in law ensuite area in the back bedroom that includes a closet and a bath across the hall, featuring a step-in shower and access to the bonus room! The additional two bedrooms share a bath, with one featuring a walk-in closet and the other with an open closet. Both bedrooms boast brand-new carpeting. The spacious bonus room at the rear of the house is adorned with extensive tile and glass windows and adds 457 SF of living space allowing you to savor summer evenings while overlooking the serene pond. Enjoy your Jen Air Cook-top for grilling quick snacks while live streaming in the added space. The owners have also added an additional 25x16 screened enclosure that boasts a therapeutic hot tub for relaxation and enjoyment of the wildlife surrounded by a fully fenced in backyard - a wonderful spot to wind down in the evening. Located in the delightful Foxwood community, you'll have access to a pavilion, playgrounds, basketball courts, and ample park space—all within close proximity to shopping, dining, recreation, and excellent schools. Recent Upgrades: New Roof (2022) New Lanai (2019) with Hot Tub (2023) Water Softener (2018) Washer/Dryer (2019) New Kitchen Appliances (2022) including Dishwasher, Microwave, Gas Stove, and Refrigerator New Exterior Paint (2022) Revamped Sprinkler System New Fence (2022) New A/C (2019) New Garage Door Opener (2019) New Tankless Water Heater (2024) Brand New Carpet in Two Bedrooms; Laminate and Tile Throughout Included washer/dryer Included 85 inch TV with sound bar
Source: STELLAR #u8254402
Source: STELLAR #u8254402
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8254402
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.