1838 WINSLOE DR, Trinity, FL 34655
Come see this beautiful 4 bed, 3 bath home in a lovely Trinity location! As you pull up to the circular drive and head up the brick paved pathway to the front porch and the beautiful Ebony front door, you will step inside and see the pond views in front of you. The expansive living room and dining room area boasts crown molding throughout. The primary suite is gracious in size with high volume ceilings and crown molding. There is also a slider to the bonus room and you have his in her walk-in closets, which offer ample storage space. Your ensuite has a double vanity with cultured marble counters, a generous size step in shower, a jetted tub, plus a private water closet. The family room is open to the kitchen with white raised panel cabinetry, an island with extra storage, beveled Corian countertops, backsplash tile, plus a bonus built in office niche with desk and mail slot feature! Additionally, there is a pantry space and you have a five burner gas stove, a microwave, and a double in-laid sink. The family room has wood-like flooring, crown molding, and pocket sliders to the bonus room. The home offers a three-way split plan and the option of a second ensuite area with the back bedroom that has a closet and bath across the hall featuring a step in shower and access to the bonus room through the bath. This is great for use with the hot tub! The other two bedrooms have a bath adjacent to them and one has a walk-in closet while the other has an a open closet and both bedrooms are ready for you to pick your new floors. The Florida room is on the back of the house and has extensive tile with glass windows and screens - great for enjoying the summer nights while taking in the pond view. The owners have installed a separate screened enclosure with a wonderful spa included. Located in the lovely Foxwood community that has a pavilion, playgrounds, basketball courts and park space, this home is ready for its next owners! All of this so close to shopping, dining and recreation as well as wonderful schools close by. NEW ROOF 2022, New Lanai 2019 with Hot Tub 2023, 2018 Water Softner, Washer/Dryer 2019, New Kitchen Appliances 2022 includes DW, Microwave, Gas Stove and Refrigerator, New Exterior Paint 2022, Revamped Sprinkler System, 2022 New Fence, New A/C in 2019; New Garage Door Opener 2019, New Tankless HWH 2024 - Brand New Carpet in 2 bedrooms - laminate and tile throughout the rest of the home. Come check out your new home today!
You may be able to put down less than the total down payment amount of $102,309 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8254402