1838 Tallulah Ter, Wesley Chapel, FL 33543
4 beds · 2 baths · 2,101 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. This stunning single-story home features three bedrooms, an enclosed flex room, and two luxurious full baths, perfectly designed for comfort and style. The kitchen is a standout with 42" espresso cabinets, a gourmet layout, stainless steel appliances, and an upgraded quartz countertop that adds elegance to functionality. You’ll also love the large tile throughout the home (excluding bedrooms), 5 1/4" baseboards, surround sound pre-wiring, security system pre-wiring, can lighting, drinking water filtration systems, water softener, and so much more! Out back, the oversized lanai is an ideal space to unwind on warm summer nights or host memorable gatherings with family and friends. The owner’s retreat is a true sanctuary, featuring his and hers walk-in closets, dual sinks, and a large, luxurious shower for ultimate relaxation. Built by an Energy Star-rated and certified builder, this home ensures energy efficiency and monthly savings. With features like R38 insulation, Low-E double-paned windows, radiant barriers, and foam-filled exterior block walls, this home is comfortable year-round—even during Florida's hottest summers or its brief cool spells. Wifi community, HOA includes internet and cable. Located close to great schools, shopping, dining, walking trails, and more, this home combines convenience with exceptional quality.
Source: STELLAR #TB8335216
Source: STELLAR #TB8335216
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.