Featured
Featured
1837 FLYING HORSESHOE BND, Georgetown, TX 78628
5.75% Available to approved buyer! Beautiful D.R. Horton home on a PREMIUM LOT with fantastic views and no rear neighbors, in the highly acclaimed Liberty Hill ISD! High ceilings throughout and 8' doors. Meticulously maintained 4-bedroom home offers a perfect blend of comfort, style, and convenience. Located in the peaceful community of Lively Ranch, this lovely home provides an ideal retreat for those seeking both tranquility and modern living. Open-concept floorplan with amazing views create an inviting space for relaxation and entertainment. The gourmet kitchen features sleek quartz countertops, stainless steel appliances, ample cabinet space & large breakfast bar and pantry. Upgraded primary suite, complete with a big walk-in closet and luxurious en-suite bathroom featuring dual sinks and walk-in shower. Garage has been finished out with a spotless epoxy floor! Step outside to enjoy a covered patio and expansive backyard with no rear neighbors. Whether you're enjoying a morning cup of coffee or hosting a barbecue with friends, this backyard is sure to become your favorite spot to unwind and relax. Home includes a tech package with Doorbell, Front Deadbolt Lock, Home Hub, Light Switch & Thermostat. Washer, Dryer and Refrigerator convey. Enjoy all the benefits of a master-planned community with access to the pool, fitness center & walking paths and playground. Conveniently located between Georgetown and Liberty Hill with easy access to top-rated schools, shopping, dining, parks, and recreational amenities. You will love the sense of community, convenience, space and small-town charm this vibrant area has to offer. Lively Ranch is prized for wide streets, community happenings, beautiful amenity center, expansive views and well-kept common areas. You will feel the difference as you drive through this unique neighborhood.
You may be able to put down less than the total down payment amount of $8,993 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4093001
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.