1832 Via Lago Dr, Lakeland, FL 33810
4 beds · 3 baths · 3,259 sqft
Welcome to your dream home in the prestigious Mediterranean-style gated community of Terra Largo. This move-in-ready 4-bedroom, 3-bathroom smart home offers a perfect blend of comfort, sophistication, and modern convenience in a setting surrounded by lush landscaping and resort-style amenities. From the moment you arrive, the home impresses with its beautifully landscaping, a large driveway, and a 3-car garage. Elegant pavers lead to the double entry doors, creating a grand entrance. Inside, the formal living and dining rooms feature soaring 10-foot ceilings and custom crown molding, setting the tone for the home’s timeless elegance. The open-concept design flows seamlessly into the great room, kitchen, and dinette area, with sliding-glass doors leading to a screened lanai and fenced backyard. The spacious kitchen is a true chef’s delight, showcasing granite countertops, custom 42-inch cabinets with under-cabinet lighting, stainless steel appliances, and a closet pantry. This area, connected to the family living space, is perfect for entertaining family and friends. Newly renovated, the home boasts engineered hardwood flooring, fresh paint, recessed LED lighting, and custom crown molding. Additional upgrades include 5¼ inch baseboards, a pre-wired multi-room audio system with ceiling speakers, and relocated fiber optic internet access in the main living area. The primary suite offers a luxurious retreat, complete with his-and-her custom walk-in closets and a spa-like ensuite bathroom featuring dual vanities, a soaking tub, and a separate walk-in shower. The additional three bedrooms are generously sized, with a versatile fourth bedroom that can easily serve as a home office. A thoughtfully designed triple split plan ensures maximum privacy and comfort for everyone in the household. Upstairs, a large bonus room provides ample space for a media room or playroom, tailored to your lifestyle needs. The laundry room, equipped with a utility sink and cabinetry, offers convenient garage access. This smart home is equipped with a wireless security system, keyless entry, a video security system with 24-hour recording, a NEST thermostat, and a newly installed Hunter Control Box for the in-ground irrigation system. The Culligan water softener is owner owned and window blinds throughout enhance the home’s functionality and convenience. Nestled in the heart of the Terra Largo community, this home provides access to unparalleled amenities, including a heated beach-entry pool, a clubhouse, a state-of-the-art fitness center, outdoor tennis, basketball and pickleball courts, and a BBQ pavilion. The community is designed to create a resort-like atmosphere, with meticulously landscaped grounds and a welcoming environment for families. Conveniently located near top-rated schools and recreational facilities, the home offers easy access to I-4 for seamless commutes to Tampa or Orlando, as well as a variety of nearby dining and shopping options. With its luxurious features, exceptional upgrades, and vibrant community, this home offers a unique opportunity to experience every day as if it were a vacation. Schedule your private showing today and discover the lifestyle you deserve.
Source: STELLAR #l4949608
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4949608
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4949608
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.