1831 White Indigo Trl, Round Rock, TX 78665
3 beds · 2 baths · sqft
Absolutely adorable & affordable classic white limestone house on a shady tree covered lot in highly coveted Chandler Creek! This home has lots of recent upgrades & has an open floorplan w tall architectural ceilings & large picture windows that bring in tons of natural light making this a bright & happy home! This lovely home features recently installed beautiful LVP flooring (no carpet!), iron lighting & wood burning fireplace w tile surround & fluted mantle! You will love the open kitchen boasting recent Carrera Quartz counters, tile backsplash, SS appliances w a 5 burner gas stove & deep farm sink w gooseneck faucet! The oversized primary bedroom has a spa like bath w new furniture style double Quartz vanity w shaker style cabinets, brushed nickel waterfall faucets & hardware, separate tub & shower w tile surround, custom mirror (installed this coming weekend) & big walk in closet! The secondary bath also features a new cabinet, counter, ORB faucet, tile surround tub & wood trimmed mirror! The backyard boasts a covered patio w roll down shade overlooking the big backyard w multiple sitting areas, Fig & Chinese Rain trees & recently replaced back fence! Its the perfect place to entertain friends & family! This location is perfect & the neighborhood includes access to the amazing Chandler Creek Rec center featuring pool, splashpad, volleyball, basketball & tennis courts, multiple playgrounds, soccer fields, flowing creeks w walking bridges & big pavillion for gatherings! 15 min to DELL & the new Apple campus & easy commute to the new Samsung plant! 10 min drive to Teravista Golf club, Outlet Mall, Chuys, Torchy's, Sushi, La Fronterra & tons of yummy restaurants! What a great place to live!
Source: ACTRIS #6440784
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6440784
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6440784
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.