1831 Kay Dr, Largo, FL 33770
2 beds · 2 baths · 1,215 sqft sqft
Welcome to your charming retreat in the heart of Largo, FL. This well-maintained home offers a blend of comfort and nostalgia, making it an inviting sanctuary for those seeking both relaxation and convenience. With its spacious layout and thoughtful design, this residence is perfect for creating lasting memories. As you step inside, you’ll be greeted by a sunlit living area that exudes warmth and character. This inviting space effortlessly transitions into a charming sunroom—ideal for enjoying your morning coffee or unwinding with a good book. The sunroom, bathed in natural light, adds a touch of tranquility to the home, creating a serene escape from the everyday hustle. Outside, the property reveals its true oasis—a sparkling pool surrounded by a sun-drenched patio. This outdoor retreat is designed for both relaxation and enjoyment. Whether you’re hosting a summer barbecue, taking a refreshing dip, or simply soaking up the Florida sunshine, the pool area is sure to become your favorite spot to unwind and entertain. The home also features a spacious 2-car garage, offering ample storage and convenience for your vehicles and belongings. This practical addition enhances the functionality of the home, making everyday living a breeze. Located in a serene neighborhood, the residence strikes a perfect balance between peaceful living and accessibility to local amenities. Within a 2-mile radius, you’ll find a variety of attractions and conveniences. Largo Central Park is a great destination for outdoor recreation, with playgrounds, a splash pad, and community events. The Largo Cultural Center hosts a range of performances, art exhibits, and cultural events. For book lovers, the Largo Public Library is a nearby treasure trove, and families can enjoy the Highland Family Aquatic Center’s pool and water slides. The Florida Botanical Gardens offers a picturesque setting for leisurely strolls among themed gardens, while the Pinellas Trail provides a scenic route for walking, running, or biking. Nature enthusiasts will appreciate Walsingham Park, which features trails, picnic areas, and peaceful fishing spots. When it’s time to relax with a coffee or a light meal, The Grove Surf & Coffee Bar is a cozy retreat, and Bobby's Bistro & Wine Bar offers a delightful dining experience with a range of delicious dishes. Don’t miss the opportunity to make this inviting home your own. Embrace a lifestyle where comfort and convenience are at the forefront, and every day feels like a retreat. With its ideal location, spacious design, and timeless charm, this residence truly represents a perfect blend of style and relaxation.
Source: STELLAR #u8252907
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8252907
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8252907
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.